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Lifestyle Money Instructor Menus Home lessons learning about contact registerCan You Really Live on Social Security Alone? Why Seniors Can’t Make Ends Meet .entry-header Learn about the challenges seniors face living on Social Security alone and why it’s not enough to cover their living expenses. Discover strategies for financial planning and the realities of seniors returning to the workforce to meet financial needs. Social Security crisis? This discussion explores why relying solely on Social Security, including SSI and SSDI, isn’t sufficient for seniors’ financial needs. You’ll learn about the challenges retirees face with rising living costs and the gap between their expenses and the income provided by Social Security, SSI, and SSDI benefits. The segment also delves into the realities faced by older Americans re-entering the workforce and the difficulties they encounter in finding suitable jobs. Moreover, the importance of planning beyond Social Security through financial strategies and community support is emphasized, providing ways to enhance seniors’ financial stability and quality of life in retirement. Can You Really Live on Social Security Alone? Why Seniors Can’t Make Ends Meet Lesson Resource Teaching Lesson – Teaching lesson plans related to this lesson. Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances. .entry-content Categories Earning Money , Retirement Leave a comment .entry-footer What Are Junk Fees? How to Identify and Avoid Charges That Cost you Money .entry-header Learn how to spot, understand, and negotiate junk fees in everyday transactions. Discover essential tips to keep your bills clear of unnecessary charges and save money. An easy to understand guide to junk fees for beginners. In this discussion, you’ll learn about those extra charges that often surprise us on bills for hotels, flights, real estate, and more. We’ll explore why businesses add these fees and how they impact everyone, especially those without the time to scrutinize every charge. You’ll discover where these fees are most common and get practical advice on how to spot, question, and negotiate them. Essential tips on comparing costs and understanding your rights will help you avoid unnecessary fees, saving money in everyday transactions. Junk Fees 101. What Are Junk Fees? How to Identify and Avoid Charges That Cost you Money Lesson Resource Teaching Lesson – Teaching lesson plans related to this lesson. Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances. .entry-content Categories Budgeting , Saving Money Tags basics , saving money , tips Leave a comment .entry-footer Money Lessons We Learn from Moms: A Mother’s Day Tribute .entry-header Learn about the timeless financial wisdom that mothers impart, from budgeting to saving and generosity. Discover how these fundamental lessons shape not just our finances but our characters too. In this Mother’s Day special, we explore the financial wisdom that moms pass on to their children. You’ll learn about the value of hard work through lessons like Money doesn’t grow on trees,” and discover how to budget and save effectively from the very person who manages household finances. Additionally, the importance of generosity is highlighted, teaching us to give back and help others. These timeless money lessons from moms not only help with personal finance but also shape character. Money Lessons We Learn from Moms: A Mother’s Day Tribute Lesson Resource Teaching Lesson – Teaching lesson plans related to this lesson. .entry-content Categories Allowances , Budgeting , Personal Finance , Saving Money Leave a comment .entry-footer ACH Transfer vs Wire Transfer Explained: Beginners Guide to Sending Money .entry-header Learn how to choose between ACH and wire transfers based on their cost, speed, and security features. Find out which method is best for your financial needs and how to use each safely and effectively. A simple, easy to understand guide to electronic transfers. In this discussion, you’ll learn about ACH and wire transfers, two popular electronic payment methods for sending money. We cover when to use each, focusing on their differences in cost, speed, and security. You’ll understand how ACH transfers are best for non-urgent, domestic payments, often with low fees, and why wire transfers are favored for quick, international transactions despite higher costs. Discover which method suits different financial needs and how to set them up, providing clarity on managing your transactions safely and efficiently. Wire transfer 101. ACH Transfer vs Wire Transfer Explained: Beginners Guide to Sending Money Lesson Resource Teaching Lesson – Teaching lesson plans related to this lesson. Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at the time of viewing. Please note, the context of financial investments can be complex and dynamic, necessitating professional advice tailored to your unique circumstances. .entry-content Categories Banking Tags basics Leave a comment .entry-footer Big Changes to Social Security Benefits: New SNAP Rules Make It Easier to Qualify for SSI .entry-header Learn about the new Social Security rules that make it easier to qualify for SSI benefits starting in 2024. Find out how SNAP’s inclusion as a recognized public assistance program can impact your eligibility and benefit amount. In this update, discover how the Social Security Administration is making it easier to qualify for Supplemental Security Income (SSI) by updating the definition of a public assistance household. Key changes include recognizing households that receive SNAP benefits and simplifying the requirements for mixed-benefit households. Understand the role of SNAP in SSI eligibility, the benefits of the new rule, and practical implications for recipients. This information is crucial for those relying on SSI and SNAP to meet their essential needs Big Changes to Social Security Benefits: New SNAP Rules Make It Easier to Qualify for SSI Lesson Resource Teaching Lesson – Teaching lesson plans related to this lesson. Money Instructor does not provide tax, legal, or investment advice. This material has been prepared for educational and informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or investment advice. You should consult your own tax, legal, and investment advisors regarding your own financial situation. Although the information has been researched and vetted beforehand, it may not be current at...